Wealth Planning Consultation
A structured advisory engagement for households mapping income, pensions, investments, tax wrappers, and long-term goals into a written plan.
At a glance
- Duration
- Typically 4–8 weeks from discovery to written plan
- Delivery
- In person at our Scotland office or by secure video call across the UK
- Fees
- From £1,850 for a standard household engagement
Who this consultation is for
Households in the United Kingdom who want a clear picture of how pensions, ISAs, investment accounts, property equity, and cash reserves work together toward specific goals — buying a home, funding university, retiring on a steady income, or protecting a partner.
It suits people who already hold some savings but feel uncertain whether the current mix matches their timeline, tax position, and risk tolerance. It is not a product sales meeting; recommendations may include keeping what you have, changing contribution levels, or referring you to a solicitor or accountant where legal or tax filing work sits outside our remit.
What you receive
- A discovery session covering income, outgoings, dependents, and near-term decisions
- A documented inventory of pensions, wrappers, and investment holdings you disclose
- A written wealth plan with priorities, contribution guidance, and review dates
- A follow-up call to walk through the plan and answer practical questions
What is not included
- Discretionary portfolio management or day-trading instructions
- Drafting of wills, lasting powers of attorney, or trust deeds
- Mortgage broking or insurance underwriting
- Urgent same-week advice on market timing
How the engagement runs
- Introductory call — confirm fit, fee estimate, and documents to gather.
- Discovery meeting — ninety minutes in person or by video to map goals and constraints.
- Analysis — we model cashflow, pension access ages, and tax wrapper capacity.
- Plan presentation — written recommendations with plain-language rationale.
- Implementation support — help placing agreed actions with your existing providers where appropriate.
Duration, place, and preparation
Most standard household engagements take four to eight weeks. Meetings are held at 293 W Front Street, Macejkovic Hill, Scotland, United Kingdom or by secure video call anywhere in the UK. Before discovery, gather recent pension statements, ISA valuations, mortgage balances, and a rough monthly budget.
Fees
A standard household Wealth Planning Consultation starts from £1,850. More complex situations — multiple company pensions, overseas assets, or overlapping divorce settlements — are quoted after the introductory call. Fees are for advice and planning work; product charges from third-party providers, if any, are separate and disclosed before you proceed.
Next step
Arrange an introductory call so we can confirm whether a full consultation is the right fit.